Date: Fri, 17 Jan 2003 10:50:16 -0500 From: Bob <uctraingNOSPAMnopsamanet.com> Subject: Re: insurance
On Fri, 17 Jan 2003 10:17:23 -0500, tom reingold <trn244nopsamnline.net> wrote: >I'm amazed -- though really I shouldn't be -- that insurance companies >get away with charging per car. I am the only driver in my household, >yet if I owned two cars, I'd pay double. How many cars can I drive at >once? So how much risk am I taking at once? They give me a tiny discount >for my second car, but it's not in proportion to the risk I am insuring. I once thought that too, but while you can't actually _drive_ two cars at once, one can be destroyed by accident, theft, or conflagration while parked. So, part of the insurance is legit. Also, you're allowed to let someone borrow your car and they are then carried on your insurance when they drive. So, there is some legitimacy to the charges... but I agree, the discount should be much more. Bob