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Date: Sun, 2 Feb 2003 16:39:29 -0000
From: "radar" <menopsamom>
Subject: Re: Saab ("sob") story - might just be losing the old gal


If you want to keep your car talk to the bodyshop and the estimator - try to broker a deal between them to increase the offer and reduce the estimate - remember the insurance man will probably increase his offer by maybe 20% if you are persuasive and the bodyshop would be prepared to use second hand parts if you are prepared to source the parts for them I have just had a similar incident with my girlfriends Rover 100 Cabriolet -the insurance man offered £1500 and the bodyshop wanted £2600 -final agreement £1900 and some second hand and reconditioned parts. hope this helps Radar 93 9000cse 2.0lpt "Abdallah Jamal" <abdallahjamalnopsamAMnopsam.ca> wrote in message news:QC2%9.174215$H7.6656049nopsam2.calgary.shaw.ca... AHCTTFME dang. some li'l ol' lady in a white camry rams into my beloved '87 9000T in the rain. grrrr. (okay, maybe not quite yet my beloved - but i am still infatuated and still courting, after all, we just met last april.) but she got her left side all torn up by the camry, and she won't heal too easily. (oh if i could only cradle the 3000lb baby in my arms). insurance estimator took one look and (without evaluating it) said it'd be a write-off. i didn't want to hear that, i told him. so i asked for the options. i could take their write-off offer (i'll find out monday - probably in the C$3500 range, after some haggling) and leave my love with them, he said, or i could take 80% of the offer and keep her. so i went to a body shop to get an immediate assessment of the repair - C$5800 - yikes. see, i've already put some good money into it to get it to where i like it and wondered what everyone thought i should do. i was originally planning to keep the car for about 3 years. i could: 1) haggle and haggle to try to get the complete repair done by the insurance guys (i wasn't at fault, so there is some hope here, though not a hell of a lot) 2) take the 3500 and try to find a replacement car. not too likely, given the vintage - they're getting rare now. (the estimator has agreed to give me a few months to look for one, though i'd have to drive around in the wreck for that time - the rear door, driver's side doesn't close completely, so its open to the rain, and noise...) 3) take the 80% and the car, and put it towards a complete repair. (i'd have to fork out the 3000 or so difference) 4) take the 80%, keep the car and try to do a "partial repair" (you know, live with some cosmetic damage, just get the door fixed to close completely, but live with a dented front fender for a while. 5) take the 80%, keep the car and hunt for a replacement, then use the old gal for parts, or try to sell it in pieces.... (i don't really want to become a parts guy, tho') 6) make a medical claim to get more cash....(ha ha - saab drivers don't get hurt in accidents, right??!! he says as he rubs his aching neck...) i don't have a lot of spare cash, so i'd be looking for a replacement in the 5000 range, tops. thoughts? -- abdallah 87 9000T (240,000kms) (..snif..) 87 9000S (270,000kms) (for those that couldn't decipher the acronym: after having cleared the tears from my eyes)

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