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Date: Sun, 29 Aug 2004 20:34:42 GMT
From: - Bob -  <phonynospamyer.com>
Subject: Re: Saab got hurt!!!!


On 29 Aug 2004 08:39:56 -0700, fristnospamt.edu (R. Frist) wrote: >One of the hassles of running older cars is the decrepancy over how >much the car is worth to you and what the insurance companies offer. >To make you whole they should either repair the car at any cost or >offer some compensation for your time and trouble of finding a >replacement. I suspect that the insurance companies have lobbyists >that make sure that things don't work this way. Depends on the state. You need to find out your rights/the law in your state by talking to your agent. I don't know of any places where they are required to pay for your time, or to pay more to repair the car than it would cost to replace it. But, there are laws governing what the "replacement" cost is (e.g. dealer list in the actual area for a comparable car vs. avg. retail), regulations on the other costs (many areas require them to pay the sales tax but you typically do have to ask), and regulations on whether you get to pick the shop and have the repairs done with new/old parts and other matters of the actual repair. You need to find out all your rights in your particular area.

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