Re: Liability only - Saabnet.com Bulletin Board


[General | Members | C900 | 9000 | NG900 & OG93 | 93 | 95 | NG95 | 99 | Sonett | Vintage Models | Performance | Detail | Clubs & SOC | Other Cars | Books Movies & Music | Chat | FAQs | Gifts | Member Photo Galleries | Member Directory | Classifieds | Service/Mechs | Manuals | *Buddy Registry | *Mileage Registry | Polls | What's New | Raffle | Photo of the Month | Sponsors]

95 Bulletin Board
1999-2009
Search:
(Search Author's Posts: e.g. Keyword:Author)*Members Only


[Main 95 Bulletin Board | Post Followup | BBFAQ ] [ Prev by Date ] [ Next by Date ] Member Login / Signup [Most Recently Edited Saabnet.com Photo Galleries]
Re: Liability only
Posted by amicusterrae [Email] (#2060) [Profile/Gallery] (more from amicusterrae) on Thu, 9 Aug 2018 12:05:55

In Reply to: Thoughts on insurance coverage, Mike Keller [Profile/Gallery] , Tue, 7 Aug 2018 14:46:58
Alert me when someone posts in this thread:

USAA totaled my '04 years ago before the bankruptcy at under 75k miles, with what appeared to be fairly minor damage to the front (both Xenons were damages though and the body shop was weary of frame damage). They were generous with the settlement and compensated me for things like almost new tires, tinted windows, and a clear bra, so I certainly have no complaints.

After that, I got collision on my replacement 9-5 because there was still value, but the three other 9-5s I've had since Saab's collapse have been liability only.

The cars just have no value anymore, so I don't see how collision is worth the cost. Here in Colorado, most major dealers won't keep them anymore; they flip right to auction, and dribble down to the small-time used car lots.

Now, I don't drive where there's lots of wildlife, and if I did, I may feel differently. Everyone makes mistakes, but I'm willing to gamble on my own defensive driving. Keep in mind that (at least where I live!) if someone else is at fault, then I can make a claim through their insurance company (unless they are uninsured).
Posts in this Thread:
Alert me when someone posts in this thread:

Post a Followup

No Site Registration is Required to Post - Site Membership is optional (Member Features List), but helps to keep the site online
for all Saabers. If the site helps you, please consider helping the site by becoming a member.

Name: Member Login / Signup [Most Recently Edited Saabnet.com Photo Galleries]
E-Mail: (Optional)
Re-Enter E-Mail: (Confidential & Secure - Not revealed to other users!)
Note: Please check your spam folder for BB responses.
If you use GMail, follow these instructions from Google so that they appear in your regular inbox.

Subject:

Posting rules are simple - No for sale/wanted ads or live auctions may be here - use the classifieds.
You may not cross-post your message to multiple BBs.
Personal attacks, insults, or flaming are not allowed.
Site Members do not see any red text, inline ad links, bottom of page anchor ads, box ads, or anti-spam check.

Message: (please no for sale/wanted classifieds - post those in the Saabnet.com Classifieds)
To add inline links to your post, use [link]http://www.domain.com/[endlink] or use the Optional fields below.
To add inline images to your post, use [img]http://www.domain.com/img.jpg[endimg] or use the Optional Image Link field below.


To add inline links to your post above, use [link]http://www.domain.com/[endlink] or use the Optional fields below.
To add inline images to your post above, use [img]http://www.domain.com/img.jpg[endimg] or use the Optional Image Link field below.

Optional Link: (e.g. http://www.saabnet.com/)
Link Title: (Optional)
Optional Image Link: (e.g. http://www.saabnet.com/img.jpg)
Photo/Image to Upload: [Member Only Feature] - Sign Up





The content on this site may not be republished without permission. Copyright © 1988-2018 - The Saab Network - saabnet.com.
For usage guidelines, see the Saabnet.com Mission and Purpose Page.
[Contact | Site Map | Saabnet.com on Facebook | Saabnet.com on Twitter | Shop Amazon via TSN | Site Donations]

This is a moderated bulletin board - Posting is a privilege, not a right. Unsolicited commercial postings are not allowed (no spam). Please, no For Sale or Wanted postings, SERIOUSLY. Classifieds are to be listed in The Saab Network Classifieds pages. This is a problem solving forum for over 250,000 Saab owners, so expect to see problems discussed here even though our cars are generally very reliable. This is not an anything goes type of forum. Saabnet.com has been a moderated forum since 1988. For usage guidelines, see the Saabnet.com Mission and Purpose Page. Please remember that you are not anonymous. Site Contact | Site Donations | Other Sites by SP - Poverty2Prosperity.org
Your address is: 35.175.190.77 - Using CCBot/2.0 (https://commoncrawl.org/faq/) - Logged.



v.1010123
Site Members do not see red text instructions, bottom of the page anchor ads, or box ads.
Click here to see all the Site Membership Benefits!