I just went through this with my insurance company. I was offered the same amount for a 2006 9-3, also in superb shape. So their offer is better than the one I got, by a lot. If you think it's not fair, look at some ads for similar cars. If you see some higher numbers, you can possibly make a case. It doesn't hurt to try, because all they can do is say no. I managed to get my offer up to $4000, which is still about $1000 less than I think it was worth. $3100 for a car that old doesn't sound that bad to me, no matter what shape it's in.
Usually they give you an appraisal report, which includes a repair estimate. That will probably tell you pretty quickly if it's worth fixing.Posts in this Thread:
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