Date: Wed, 12 Jan 2000 16:11:07 -0500 From: Bill Glasgall <bill_glasgallnopsamnessweek.com> Subject: Re: High Insurance On a Saab Convertible: Can anyone recommend an insurer?
This may be the law of unintended consequences at work, but Saab's design is a factor in the high insurance rates, especially for collision. Because Saabs (and Volvos) are designed with generous crumple zones--the idea is to sacrifice the car steda the passengers--they can be wicked expensive to fix after a collision. The parts ain't exactly cheap, either. Of course, where you live also plays a big role, too. Rgds., Josh Landess wrote: > I have an 89 Turbo Convertible with 150,000 miles, 18 years driving > experience, one speeding ticket in two years and I've never had an > accident. No DUI's and I don't ever drive drunk. The blue book on my > vehicle is less than $10,000 wholesale. > > Still, I'm paying around $1150 a year for insurance. Calling other > insurers has not helped at all. All the answers have been the same. > > So, I talked with my agent about this. It turns out that they have a > rating system on various vehicles. With my insurer, Farmer's, they > rate the vehicles something (a or h or something)-through-z and then > when they run out of letters, they use numbers. My car is a 6, > meaning that my rates are through the roof. In other words: it's the > fucking car. One starts to understand why the previous owner told me > she couldn't afford the insurance. > > So, I am asking if any Saab convertible owners out there have found an > insurance company which is a bit more reasonable. > > jl