Date: Wed, 12 Jan 2000 08:17:16 GMT From: Josh Landess <jlandessnopsam.com> Subject: Re: High Insurance On a Saab Convertible: Can anyone recommend an insurer?
On Tue, 11 Jan 2000 23:32:28 -0800, TimeRangernopsam.com wrote: >On Tue, 11 Jan 2000 22:39:11 GMT, Josh Landess <jlandessnopsam.com> >wrote: > >>So, I am asking if any Saab convertible owners out there have found an >>insurance company which is a bit more reasonable. >> >>jl > >A LOT of what you pay for insurance depends on your zip code. I >recently moved about 4 miles across town, and my insurance went up >14.3% just because I live in a "highrisk"zip code. Here in Las Vegas >we have some of the world's worst drivers and are visited by ALL of >the worst drivers that L.A. has to give. Type of coverage also >determines your cost. Straight liability is mucho cheaper than >comprehensive - which covers the cost of someone cutting open your >roof. Repair costs also contribute heavily towards your rate. Face >it, SAAB parts ain't cheap. Be all that as it may be, it does not help discover whether there is an insurance company which rates this car lower. I got a quote today from an agent on the phone today. Then we ran everything the same way, except that we changed the car to an old Acura Integra I used to own. The quote (Mercury) went from about $1700 per year to about $900 per year for identical coverage. I believe she said the Saab rated a "19" (out of about 26) and the Integra rated an 11 or 12. jl