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Date: Thu, 15 Sep 2005 19:17:28 GMT
From: "Intrepid Observer" <no-nonospamet>
Subject: Financing vs. buying for cash


If you have the $20,000 (US) or so to spend on a new car is it wiser to buy the car for cash or take out a loan? One salesman advised me it is better to get a loan so you pay less for the car upfront in case it is in an accident as the insurance will only pay up to the current value of the car as used/depreciated. Was he just saying that to sell me a loan or does it make real world sense?

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