Date: Tue, 2 May 2006 08:59:24 +0000 (UTC) From: Craig's Saab C900 Site <c900nospam.apana.org.au> Subject: Re: Non-OEM windshields?
Richard Sutherland-Smith <richard.ssnospamr.net.nz> writes: >> >> >> Johannes Andersen wrote: >> >>> Richard Sutherland-Smith wrote: >>> > >>> > > Yes interesting that. On insurance policies here, you can have optional >>> > > windscreen cover too, but because of the excess, if you don't have it you >>> > > lose money still. But a high excess still means lower premiums, so it's >>> > > offset in other areas. >>> > Our policies don't have an excess for the "Glass Cover". >>> >>> The crucial point here, however, is not the excess but whether a windscreen >>> event is counted in the all important No Claims Bonus. >> >> UK policies don't count a glass claim against the no claims bonus. >Yes, our NZ ones are like that, and they have just introduced no-loss >of "no claims" for life, once you have earned it. That's starting here too. I'm not quite sure how it's meant to work though. There have to be conditions on keeping an automatic maximum no-claim bonus. WHen you look at how much it costs to have insurance when you don't get any no-claim bonus it's no wonder so many cars are driven around unregistered. I expect the next step is going to be structuring polices and premiums to discourage owning older vehicles - providing cheaper insurance for newer vehicles could be used by the industry and governments to co-erce people to trade-up. My unregistered Saab's (the turbo one and the 900i) almost never go on a public road - far too risky even to test-drive after doing some work on one of them. Only time they'd ever go on a significant trip would be with an unregistered vehicle permit to get them to a repairer to inspection prior to being re-registered. Craig. -- Craig's Saab C900 Page at | Craig's Classic Saab Workshop - Sydney .au http://lios.apana.org.au/~c900 | http://www.classicsaab.net and other URL's Email: c900nospam.apana.org.au | For Saab 99/C900/9000 Enthusiasts World-Wide! Alternate: saabonautnospaml.com | Web-forums, galleries, library, links, etc.
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