Date: Sun, 25 Jun 2006 14:56:27 GMT From: "Walt Kienzle" <wkienzlenospam.com> Subject: Re: Crazy Saab insurance prices in Minnesota
Amica? They probably don't have enough of a customer base to insure any other Saabs. (Just kidding). I looked on their web site. Amica is one of the insurance companies that use a "credit based insurance score". Using this method, the number of payments she has missed is just as important as the number of citations or accidents. If she is heavily in debt, that is almost as bad. Does she know her credit score? Not to brag, but I have a 1991 9000T with $100K of liability coverage, plus medical, roadside assistance, uninsured motorist liability and uninsured motorist property damage. It costs me less than $300/year for coverage ($140 for 6 months) with State Farm. Maybe you should move to Illinois - its not that far away ;-). Walt Kienzle "j" <jp-googlespamnospamktron.com> wrote in message news:1151221506.499520.189950nospam2000cwa.googlegroups.com... > Some further info: she says she has a completely clean record and I > would trust her with my life. Second, I own a 2000 Ford Escort ZX2. I > am 30 and male. I have liability only insurance for $525/year. I also > have a clean record. Also, the liability coverage on mine is actually > HIGHER than hers. I have $100k and she has only $70k. The only thing > I can possibly think of is that her car is more likely to break down > and cause a wreck. But still, twice as much? Seems ridiculous. I > might convince her to try some other agents, but I'm doubting Amica is > overcharging by 100%... > > j wrote: >> A friend of mine has a 1992 Saab 900 that she bought about a year ago >> for $1000. Recently, I was shocked to find out she was paying over >> $1000 a year for LIABILITY only insurance. She's 28 and has zero >> problems on her record. No accidents, no tickets. So I'm thinking >> she's getting screwed and got her a quote from my insurance company, >> Amica. They quoted over $1100/year! >> >> Can anyone else with an older Saab in MN chime in? Are there any >> companies here that are better than others? I think it's just insanity >> that she pays more for insurance each year than she paid for the car. >> The agent could not properly explain it. It is just that statistically >> speaking, drivers of older Saabs in MN should have their licenses >> revoked? >> >> >> Thanks, >> >> Jason >
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