Date: Sat, 18 Aug 2007 02:41:04 +0000 (UTC) From: Craig's Saab C900 Site <c900nospam.apana.org.au> Subject: Re: The 'jabberwocky' returns from the smash repairer!
Johannes Andersen <johsnospamfitter.com> writes: >Craig's Saab C900 Site wrote: >> >> I picked up my red 89 16V c900 back from the smash repairer on Wednesday >> after A$4300 worth of insurnance-covered (except for the excess) repair >> work! Major parts replaced were the A-pillar (not sure if that's new but I >> think it is), driver's side door (good used), driver's side front guard >> (brand new!), bonnet/hood (good used), and sundry small parts. >I wonder how such insurance repair would be possible in the UK? I think the >maximum the insurance will ever pay for repair is the market value of the >car. My 1993 9000 CSE is well maintained and in excellent condition >throughout, drives and feels on par with a recent modern car model. That is, >I won't be able to find a similar car for its market (book) value. Is there >some other form of car insurance that you can get? If I don't take up full-comprehensive the cost of the compulsory third-party insurance almost doubles from A$330 a year to about $600! Here in NSW (it's different in other states) the compulsory 3rd-party insurance is not done at the same time as registration, but you can't renew registration without a valid CTP policy existing first. Some people don't bother with full-comp insurance because that can be expensive (almost A$1k if I was under 30 and didn't have any no-claim bonus or other insurance policies with NRMA), but my full-comp premium is just under A$500 a year for the 89 c900. So with all the discounts on CTP and full-comp, it's still costing over A$1000 a year for full-comp + ctp + registration. However, had I not full-comp insurance I would have need to pay the full cost of repairs myself, instead of just the excess. 8-) So in some rare circumstances having full insurance does actually prove to be useful! Craig. -- Craig's Saab C900 Page at | Craig's Classic Saab Workshop - Sydney .au http://lios.apana.org.au/~c900 | http://www.classicsaab.net and other URL's Email: c900nospam.apana.org.au | For Saab 99/C900/9000 Enthusiasts World-Wide! Alternate: saabonautnospaml.com | Web-forums, galleries, library, links, etc.