Date: Mon, 13 Aug 2007 07:54:00 +0000 (UTC) From: Craig's Saab C900 Site <c900nospam.apana.org.au> Subject: Re: The 'jabberwocky' returns from the smash repairer!
Gary Fritz <fritzxxxnospamrii.com> writes: >Craig's Saab C900 Site <c900nospam.apana.org.au> wrote: >> I picked up my red 89 16V c900 back from the smash repairer on >> Wednesday after A$4300 worth of insurnance-covered (except for the >> excess) repair work! >Your insurance paid for A$4300 of repair!? According to >http://www.kbb.com, a 1989 turbo hatchback c900 is only worth about US >$2500-2800 in perfect, like-new condition. Insurance companies in the US >would have just junked it and written you a check for $2500. (Or less, >since it probably wasn't in like-new condition before the crash.) How did >you convince them to invest A$4300 in it?? It's insured for an 'agreed value' of A$5500. NRMA Insurance would not insure it for an agreed value of, from what I recall at the time I was getting quotes, less than A$5450, so I just rounded it up to the nearest $100 point. 8-) NRMA is notorious for refusing to write cars off when the cost of repairs is as close as $50 off the insured value. No doubt this is the 'hidden' part of an 'agreed' value policy since even though 'on road' it's worth less, the company won't pay out as a write-off since the agreed value is often higher than the cost to repair. It's the first time I've ever needed accident repair done under insurance and I was surprised since I knew the damaged was very major but localised. However I'm not complaining! The replacement hood/bonnet has a schmick new paint job and compared to the previous one which has peeling clearcoat all over it, the new one looks brand new (I know it's not, but that's beside the point). Craig. -- Craig's Saab C900 Page at | Craig's Classic Saab Workshop - Sydney .au http://lios.apana.org.au/~c900 | http://www.classicsaab.net and other URL's Email: c900nospam.apana.org.au | For Saab 99/C900/9000 Enthusiasts World-Wide! Alternate: saabonautnospaml.com | Web-forums, galleries, library, links, etc.