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Date: Mon, 20 Aug 2007 21:47:56 GMT
From: still me <wheeledBobnospamo.com>
Subject: Re: Safe but wrecked! need input


On Mon, 20 Aug 2007 12:06:48 +0100, RCC <richardnospamon_cowling1.demon.co.uk> wrote: >And not just the damaged bits: if you have a digital camera take a few >pictures of the whole car from different angles, tyres and the interior, >in case it comes to a dispute on agreed value. Hopefully you won't need >it but the insurance adjusters always adjust value down - you want some >arguments to adjust up. And speaking of which, do your own research on "value". You can look at placed like KBB and NADA, but the what you really want to know is what they are selling for at dealers in your area. Find very comparable cars, get their *list* price on a *dealer* lot, and use that as your yardstick. The Insurance company has to pay you true fair market value to replace the car, not what the book says your car is worth. There's a difference. If the other driver is clearly at fault then you will find the going easier.

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