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OK - excel and finance geeks - lease v. buy
Posted by BrianD (more from BrianD) on Wed, 14 Jul 2004 06:41:34
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So, did I do this correctly? Is the Net Present Value the right way to look at this? Based on a 9-5 linear wagon, couple options, sentronic. Looks like the cash incentive is the best deal; leasing and 0% are about the same? Sorry - this might be a bit hard to read - i pasted it from excel with some minor changes. Just curious - not actually buying for a while....
Brian - trying to sell my '97 900s
Buy - take 0% financing
MSRP 35000
down 7500
Loan Amt 27500
R 0%
n 48
pmt ($572.92)
NPV ($35,000.00)
month
0 1.......48
-7500 ($572.92)......48 months
Buy - take cash incentive
MSRP 35000
incentive 5000
down 7500
Loan Amt 22500
R 5%
n 48
pmt ($518.16)
NPV ($30,000.00)
month
0 1.....48
-7500 ($518.16)......48 months
Lease
due at signing 8800
Loan Amt 0
R 5%
n 36
pmt -329
NPV ($37,782.79)
0 1......36
-8800 -329......36 months, buy for 21,000 at end (discount -21,000 back 36 months at 5%)
posted by 65.102.217...
Posts in this Thread:
- OK - excel and finance geeks - lease v. buy, BrianD, Wed, 14 Jul 2004 06:41:34 <-- Viewing This Message
- No you didn't do it correctly......., Mike Lynch , Thu, 15 Jul 2004 13:19:24
- Re: OK - excel and finance geeks - lease v. buy, Bob Falfa, Thu, 15 Jul 2004 11:09:09
- lease = rent, hdm, Thu, 15 Jul 2004 04:26:55
- Re: OK - excel and finance geeks - lease v. buy, Ernesto , Wed, 14 Jul 2004 16:41:59
- Long standing debate on this topic..., Roger, Wed, 14 Jul 2004 11:35:27
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