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This is the kind of thing that insurance is for
Posted by Caarl can't log in [Email] (more from Caarl can't log in) on Wed, 6 Feb 2008 15:05:44
In Reply to: Homeowner title insurance?, SeeVTSaab, Wed, 6 Feb 2008 11:06:28
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In stark contrast to having "someone else" pay for it when you go to the doctor with a case of the sniffles, this is Real Insurance. You are being protected agains a rare event that could be very expensive. Here's a scenario:
Suppose your property had been conveyed by a will or divorce at some point in the past, and that instrument gets contested in court. The result could be that the person you bought the house from (or who they bought the house from, etc.) is declared to have not been the legal owner. The new "real" owner can get title, and you're left on the street trying to recover your money from the seller. Good luck with that, considering that they may be broke or dead. The title insurance company will first make darn sure nothing is going on to cloud your title, and then they'll protect you against whatever title challenges pop up in the future.
HTH -- Carl
posted by 71.182.77...
Posts in this Thread:
- Homeowner title insurance?, SeeVTSaab, Wed, 6 Feb 2008 11:06:28
- Re: Homeowner title insurance?, ursaw, Wed, 6 Feb 2008 20:06:23
- Absolutely, get that which covers your part, Dick in Falls Church, Wed, 6 Feb 2008 18:33:32
- This is the kind of thing that insurance is for, Caarl can't log in, Wed, 6 Feb 2008 15:05:44 <-- Viewing This Message
- Re: Homeowner title insurance?, Gargoyle, Wed, 6 Feb 2008 15:01:59
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