Re: Mortgage Advice - Saab General Bulletin Board - Saabnet.com
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Figure out how much interest you save each month by refinancing, then divide that into your refinacing costs ($6,000) and that will tell you when you break even. So, if you save $100 a month by refinancing, it will take you 60 months (5 years) to break even. You can get fancy and figure in the tax consequences of lowering your interest rate, etc, but most people figure the interest rate has to be at least 1% lower to make it worthwhile.
posted by 169.253.1...
Posts in this Thread:
- Mortgage Advice, SS, Thu, 26 Jan 2012 10:01:03
- Whatever you do, work with more than one person, vvk, Fri, 27 Jan 2012 08:51:52
- Too little info, nwas, Fri, 27 Jan 2012 08:18:37
- I'm a mortgage loan originator, Tim, Thu, 26 Jan 2012 18:06:26
- just reread this..., James, Thu, 26 Jan 2012 12:16:05
- Re: Mortgage Advice, vvack0matic , Thu, 26 Jan 2012 11:42:12
- Re: Mortgage Advice, Acc, Thu, 26 Jan 2012 11:01:09
- How long do you plan to live there?, Bill Homer , Thu, 26 Jan 2012 10:56:12
- Re: Mortgage Advice, James, Thu, 26 Jan 2012 10:34:59
- Re: Mortgage Advice, Gene N , Thu, 26 Jan 2012 10:18:54 <-- Viewing This Message
- Re: Mortgage Advice, SWEDECAR , Thu, 26 Jan 2012 10:17:33
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