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Collision insurance is legalized gambling Posted by Ken [Email] (#2113) [Profile/Gallery] (more from Ken) on Sun, 11 Mar 2007 05:59:58 In Reply to: Everyone with a Car should read this....., earthbrown, Sat, 10 Mar 2007 14:32:15 Members do not see ads below this line. - Help Keep This Site Online - Signup |
You are betting your premium dollars that, regardless of your best efforts, you will be in an accident. The insurance company is betting you wont. You are trying to get the most for your dollar, and the insurance company is trying to give you the least. It's business.Be on good terms with your agent and know the value of your car and be prepared to support your claim.
Saabs are expensive to repair and that costs does not decrease over time. The car's value, however, does. I still carry collision insurance on my 94CE, but with a high insurance symbol, the turbo is a very expensive car to cover fully. Eventually economic sense will dictate collision insurance be dropped.
_______________________________________ Ken
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