I suggest running the numbers both ways... - Saab General Bulletin Board - Saabnet.com
Click Banner for Details on this Saabnet.com Classified
The banner above is an advertisment - if it asks you to download software, please ignore.
Site News -

[General | Members | C900 | 9000 | NG900 & OG93 | 93 | 95 | NG95 | 99 | Sonett | Vintage Models | Clubs | Other Cars | FAQs | Gifts | Member Photo Galleries | Member Directory | Classifieds | Manuals | *Buddy Registry | *Mileage Registry | Polls | What's New | Raffle | Photo of the Month | Sponsors]

General Bulletin Board
[Subscribe to Daily Digest]
(Search Author's Posts: e.g. Keyword:username)*Members Only


[Main General Bulletin Board | BBFAQ | Next by Date | Post Followup ] Member Login / Signup - Members see fewer ads. - Latest Member Gallery Photos
I suggest running the numbers both ways...
Like This Post: - Subscribe to Daily Digest for this Bulletin Board
Posted by JBinMD (more from JBinMD) on Fri, 25 Apr 2003 05:07:59 Share Post by Email
In Reply to: What should I replace my Aero wagon with?, bRAD, Thu, 24 Apr 2003 13:00:28
Alert me when someone posts in this thread:
Members do not see ads below this line. - Help Keep This Site Online - Signup

I supported my wife through her masters degree and understand where you are coming from. A few suggestions:

1) How much depreciation are you eating? No guestimate, how much are we talking here?
2) I assume you are making car payments, how much is the difference in payments on an older 900 or 9000 per month compared to your current 9-5?
How about factoring in repairs per year with lack of warranty.
3) We have met a lot of new grad students who simply do not understand the department they will be entering. The two of you might check into research assistant positions and how much they are paying if available. I know it sounds obvious but find out everything you can on the TA positions and how much they are paying.
4) Now, what is the interest on a student loan that is available to her? The financial aid office will be able to answer this quickly. We are only talking about two years here, signing for a student loan of 10K or 15K USD at 4-5% with payments starting a year after she is out of school is reasonable. It's simply a cash deposit in her checking account, it can be used for tuition, books, housing for the two of you, anything. In the US, student loan interest is tax deductible to boot. Assuming her going back will yield a higher salary, the two of you will have the loan paid in a couple years.
I appologize if this is all redundant information for you, just wanted to make sure you were considering all options.
I wish you both the best in your decisions. It sounds like the two of you have made good decisions so far, especially with continuing her education.

posted by 134.67....


Posts in this Thread:
Alert me when someone posts in this thread:
Members do not see ads below this line. - Help Keep This Site Online - Signup
Post a Followup

No Site Registration is Required to Post - Site Membership is optional (Member Features List), but helps to keep the site online
for all Saabers. If the site helps you, please consider helping the site by becoming a member.

Name: Member Login / Signup - Members see fewer ads. - Latest Member Gallery Photos
E-Mail: (Optional)
Re-Enter E-Mail: (Confidential & Secure - Not revealed to other users!)
Note: Please check your spam folder for BB responses.

Subject:

Posting rules are simple - No for sale/wanted ads may be posted here - use the site classifieds.
You may not cross-post your message to multiple BBs.
Not permitted: political/religious topics and being disrespectful (personal attacks, insults, etc...).
Site Members do not see any red text, inline ad links, bottom of page anchor ads, box ads, or anti-spam check.

Message: (please no for sale/wanted classifieds - post those in the Saabnet.com Classifieds)
Links are now automatically made active, no need for any special code (or use the Option Link field below) - don't put links in () or end with a '.'
To add inline images to your post, use [img]http://www.domain.com/img.jpg[endimg] (or use the Optional Image Link field below).


Links are now automatically made active, no need for any special code (or use the Option Link field below) - don't put links in () or end with a '.'
To add inline images to your post above, use [img]http://www.domain.com/img.jpg[endimg] (or use the Optional Image Link field below).

Optional Link: (e.g. http://www.saabnet.com/)
Link Title: (Optional)
Optional Photo/Image Link: (e.g. http://www.saabnet.com/img.jpg)
Photo/Image to Upload: (Please be patient while file uploads)





StateOfNine.com
SaabClub.com
Jak Stoll Performance
M Car Covers
Ad Available

The content on this site may not be republished without permission. Copyright © 1988-2024 - The Saab Network - saabnet.com.
For usage guidelines, see the Mission & Privacy Notice.
[Contact | Site Map | Saabnet.com on Facebook | Saabnet.com on Twitter | Shop Amazon via TSN | Site Donations]

Random Saabnet.com Member Gallery Photos (Click Image)

This is a moderated bulletin board - Posting is a privilege, not a right. Unsolicited commercial postings are not allowed (no spam). Please, no For Sale or Wanted postings, SERIOUSLY. Classifieds are to be listed in The Saab Network Classifieds pages. This is a problem solving forum for over 250,000 Saab owners, so expect to see problems discussed here even though our cars are generally very reliable. This is not an anything goes type of forum. Saabnet.com has been a moderated forum since 1988. For usage guidelines, see the Saabnet.com Mission and Purpose Page. Please remember that you are not anonymous. Site Contact | Site Donations | Other Sites by SP - Poverty2Prosperity.org | Run Club Menlo Park | ScreenBot



Site Members do not see red text instructions, bottom of the page anchor ads, or box ads.
Click here to see all the Site Membership Benefits!