Form 19 v. 19A "declared value" - Saab Vintage Models Bulletin Board - Saabnet.com
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Form 19 v. 19A "declared value"
Posted by Sean(TCSp) (more from Sean(TCSp)) on Mon, 11 Jun 2001 12:32:35
In Reply to: Re: How do you insure your car? (Long), Richard Miller, Thu, 7 Jun 2001 18:02:58
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IIRC, you want a Form 19A declared value for your historic, collector, or custom car.
The difference is Form 19A declared value defines the replacement value of the car (the *exact* amount (the assessed value at policy issue) the ins. co. will pay of the car is destroyed); Form 19 declared value is the *maximum* replacement value of the car (the *not-to-exceed* amount the ins. co. will pay you if the car is destroyed, i.e., they'll likely whittle the assessed value down when you place a claim, assess at time of damage)
Please correct me if I have it reversed....
Hagerty has the reputation of being the best insurance for special cars...
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