Hi guys,
I had gotten a ticket a year ago for 90 in a 55 :(. Still awaiting trial. I will likely postone the upcoming date of Dec 23rd.

My question is regarding how it will effect my insurance, and what I should do. I'm 23 years old, been drving for 7 years now, my record is spotless except for my pending ticket. I'm still on my family's insurance policy though. My entire family has never gotten a ticket/been in an accident ever. If I am found guilty of this ticket, will the rates of every car in my family go up as a result, or just mine? I don't want my family's perfect record to be messed up because of me. If it will effect the whole family, then would I be wise to go and get my own policy before I actually go to court so only my rates go up? Or will it be bad to get a ticket on my record so soon after getting a new policy?

Any advice will be appreciated. The court I will be tried in does not plea bargain...its either going to be a full conviction, or a dismissal. (would be a miracle) So most likely, I'm just delaying the inevitable while I try and figure out what to do.

Thanks guys,
Alex

posted by 24.47.128...

• Question on how a ticket will effect my insurance......, Alex Athanasiou, Wed, 17 Dec 2003 17:47:01 <-- Viewing This Message
  • So what state are you in anyway?, DER, Thu, 18 Dec 2003 18:45:50
    • I'm in NYS, on Long Island...., Alex Athanasiou, Thu, 18 Dec 2003 19:39:11
  • So maybe I should call anonymously and ask questions?, Alex Athanasiou, Thu, 18 Dec 2003 14:02:54
  • depends on your insurance carrier, Jason, Thu, 18 Dec 2003 11:39:50
  • It depends where you are, boramiNYC, Thu, 18 Dec 2003 11:16:34
  • Some states will HURT you for 45 over the limit!, Bill Homer , Thu, 18 Dec 2003 10:32:52
    • Yes, my family has an agent they've been with forever.., Alex Athanasiou, Thu, 18 Dec 2003 14:06:59
      • The insurance company sets the rates, at least for ..., Bill Homer , Thu, 18 Dec 2003 15:26:42
    • Oops, 35 over the limit!, Bill Homer , Thu, 18 Dec 2003 11:47:30
  • Re: Question on how a ticket will effect my insurance......, rg, Thu, 18 Dec 2003 09:28:06
  • Re: Question on how a ticket will effect my insurance......, numeric, Thu, 18 Dec 2003 07:05:16
    • insurance companies typically, 900T Part II, 9-3se, Thu, 18 Dec 2003 09:34:27

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