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i agree most folks are underestimating the expenses and especially the tax burden in retirement --
to the current marginal tax rate of 38% there is the additional state sales and/or income tax (approx 10%) and
there will probably an additional 10-15% one time tax placed on 401k's about the time the first baby-boomers hit 65...2009
health care insurance to supplement medicare will eat up an additional (pre-tax) $6-10K per person.
posted by 192.128.16...
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