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Much of the lending going on now is refinancing of existing home mortgages. Requirements are stringent with a high level of equity and high credit scores required, particularly if your shooting for low rates. Existing sales are up due primarily to the purchase of foreclosures at bargain prices. Commercial loans are limited often only to A1 bank clients. Rates dependent on the risk of the projects. We are not yet seeing the light at the end of the tunnel. Right now, the light depends on the reactions to Pres. Obama's banking/mortgage bailout programs.
I've been an RE appraiser for 30+ years and housing uptick has always been the 1st indicator of the end of a recession. Its not positive yet.
posted by 24.13.7...
Posts in this Thread:
- Sign the recession is running out of steam???..., MI-Roger , Wed, 18 Feb 2009 14:12:41
- Re: Sign the recession is running out of steam???..., chris, Thu, 19 Feb 2009 07:54:39
- Don't think so Re: Sign the recession is runni, Rafe, Wed, 18 Feb 2009 20:37:24
- How much is b/c money is so cheap to borrow right now?, ursaw, Wed, 18 Feb 2009 19:18:11
- Not bottomed out yet--Sadly!, TG, Wed, 18 Feb 2009 16:03:49
- Re: Sign the recession is running out of steam???..., sclifford, Wed, 18 Feb 2009 15:25:40
- Don't celebrate yet, DivrDon , Wed, 18 Feb 2009 15:21:41 <-- Viewing This Message
- Re: Sign the recession is running out of steam???..., EGD , Wed, 18 Feb 2009 15:12:31
- Re: Sign the recession is running out of steam???..., BobS, Wed, 18 Feb 2009 15:05:19
- Re: Sign the recession is running out of steam???..., yaofeng, Wed, 18 Feb 2009 14:21:28
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