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For relatively large consumer loans as in...
Posted by TKC (more from TKC) on Thu, 20 Feb 2003 12:44:01
In Reply to: small loan, bRAD, Thu, 20 Feb 2003 09:18:08
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mortgages or auto loans, many states have reasonably good consumer loan regulations, such as no early payment penalty etc.. Small loans such as those for electronic goods are somewhat up to the lenders.
If your friend likes to build up her credit history, she should get a credit card from a reputable bank or institution as Jon suggested. Try to get a low interest rate credit card (not just low rate for the first year). Many websites post institutions with low interest rate credit cards. If she is still in school or close to graduating, MBNA is keen in getting college students and recent graduates.
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