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Additional Information
Posted by Scott Daggert [Email] (more from Scott Daggert) on Fri, 2 Jun 2006 16:49:52
In Reply to: it only applies to credit card. paying by debit...., baggsly [Profile/Gallery]
, Fri, 2 Jun 2006 14:48:42
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I work in the industry and can help somewhat...
As others have said the CC rules and regulations are very pro-consumer. If you file a chargeback promptly you're in very good shape.
Next best is a debit card where you sign for the purchase (not using your pin #) - this kind of debit goes across the Visa/MC network and affords some legal support for you.
The worst is debit where you enter in a pin - this goes across the EFT network and has little to no consumer protections. This is akin to spending with cash. However this is the cheapest (lowest interchange) for the merchant - so some will pressure you to do this.
Hope this helps.
Scott
posted by 209.154.1...
Posts in this Thread:
- OT: Paying w/ debit card, still protected by CC comp??, n8, Fri, 2 Jun 2006 13:59:34
- Re: OT: Paying w/ debit card, still protected by CC comp??, rob3, Fri, 2 Jun 2006 19:18:33
- Depends what you mean by protected and what type, saw, Fri, 2 Jun 2006 15:29:34
- it only applies to credit card. paying by debit...., baggsly , Fri, 2 Jun 2006 14:48:42
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