In Reply to: Discover Financial Services giving me a hard time., Scott Paterson [Profile/Gallery] , Sat, 28 Jul 2001 16:01:15

I would get it cleared up and then I would drop them. I have pristine credit as well and when these companies do this crap it is unforgivable. I had a Household credit card that I got when I was in College in 1988. I held balances on it until about 2 years out of college and then (as well as every other credit card I have) I pay it off every month. Over the course of time they kept giving me more and more credit. I stopped using the card much when I got my AAdvantage card, but kept the card since I had it forever and had a huge line of credit on the card (In case of an emergency). One day in 1999 out of the blue I got a letter from them stating my credit line was reduced to $250 because of my credit rating - I nearly shit in my pants thinking some bastard had destroyed my credit. I called them up and the only thing the lady could find was one instance in 1994 where I was 30 days late when I had a $700 balance. This was the only blemish I had ever had on my credit and it was with this card. I was late on the payment because I was working in France for over a month and didn't get the bill until I got back. They said that this made me a high credit risk. I laughed and told them to fix it. 2 days later I got a call saying my full credit line was restored. I told that lady to cancel my account and I was done with them -- I was still burned up that they scared the crap out of me and put a small blemish on my credit report for no real reason.

Anyway...not Discover Financial, but similar problem. I personally think the Discover card is a waste -- better off concentrating on one thing like airline miles and really racking it up. My AAdvantage card is the only card I own and use -- still pay it off each month;)

Good luck.

• Discover Financial Services giving me a hard time., Scott Paterson , Sat, 28 Jul 2001 16:01:15
  • The US has the most Fç/*(")"==" CC system in have seen, Coolknight, Tue, 31 Jul 2001 09:37:57
  • Re: Discover Financial Services giving me a hard time., JB, Mon, 30 Jul 2001 14:05:01
  • Steps, Ari , Mon, 30 Jul 2001 09:18:57
    • Where did you get that quote?, PJ Cats, Mon, 30 Jul 2001 14:40:56
      • Re: Where did you get that quote?, Ari , Mon, 30 Jul 2001 15:34:54
        • Allright,, PJ Cats, Tue, 31 Jul 2001 14:12:40
    • I agree w/ Ari - - see inside, Dave Kovacs, Mon, 30 Jul 2001 09:51:50
  • Show them CS matters and drop them!, mpy, Sun, 29 Jul 2001 22:44:24 <-- Viewing This Message
  • some misconceptions, hr, Sun, 29 Jul 2001 11:07:44
  • Re: Discover Financial Services giving me a hard time., David Hanley, Sun, 29 Jul 2001 02:32:10
    • Use a Bank Credit/Debit Card, gatorcpa, Mon, 30 Jul 2001 13:54:44
  • Re: Discover Financial Services giving me a hard time., NewSaab, Sun, 29 Jul 2001 00:37:27
  • Re: Discover Financial Services giving me a hard time., Bullseye, Sat, 28 Jul 2001 22:07:23
  • If it's a plot, its widespread, Nevin, Sat, 28 Jul 2001 22:01:37
  • Keep in mind, they get about 2% from the vendor., James B. Moncrief, Sat, 28 Jul 2001 17:06:27
    • Re: Keep in mind, they get about 2% from the vendor., Scott Paterson , Sat, 28 Jul 2001 21:00:54
      • Still, 2.5% for a portion of a month is over 30% per year. n/m, James B. Moncrief, Sun, 29 Jul 2001 12:45:44
  • Ever since I got a Discover Platinum card, bryan , Sat, 28 Jul 2001 16:29:18
  • Re: Discover Financial Services giving me a hard time., Quinn S. Kurz, Sat, 28 Jul 2001 16:13:35

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