Re: Money factor on 2.3t Wagon= .00059. The factors are not ... - Saab 9-5 Bulletin Board - Saabnet.com
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Re: Money factor on 2.3t Wagon= .00059. The factors are not ...
Posted by Marc (more from Marc) on Mon, 18 Jun 2001 23:54:55
In Reply to: Re: Money factor on 2.3t Wagon= .00059. The factors are not ..., Harry Wen, Mon, 18 Jun 2001 23:23:00
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> How do you come up with $2874.64, the amount of interest earned, by
> not paying cash upfront?
That's calculated on the second page of the spreadsheet. I start out with the amount in the bank on day 1 of the lease, that would have been in the dealer's bank account if I had bought. I then calculate the interest, then deduct the next month's lease payment, and continue that loop until the lease is over.
> People also advise to avoid buying after lease end. Any thoughts on this?
I intend to buy my car at lease-end, though I might try to negotiate a price lower than that in the lease contract. (People have posted to this board that it's sometimes possible to do so.) Why not buy it (assuming you like the car)?
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