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I forgot to mention in my case
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Posted by DougM [Email] (#211) [Profile/Gallery] (more from DougM) on Sun, 20 Aug 2006 09:53:33 Share Post by Email
In Reply to: Pre-pay only makes sense in certain circumstances, dudewithasaab, Sun, 20 Aug 2006 08:36:12
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I have a duplex, which i live in one half and rent the other side, so everything gets split down the middle, half is used for the rental side and the other half on my taxes. There really is no tax advantage for my personal filing since the deductions from taxes, interest, and insurance are less than the standard deduction.

The amount I pay extra a month is less than $50, and there is a place on the pay stub that lets me enter the additional amount I want in the "principal" box. I've been told many times it might be better to invest that money elsewhere, but quite honestly, I'd much rather have this house paid off ASAP so I can free up that monthly payment to do as I'd like. I figure I'm more than likely to work till I no longer am able, or till I die....whichever comes first.

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