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your going to piss your credit card comp. off Posted by vvack0matic [Email] (#1443) [Profile/Gallery] (more from vvack0matic) on Sun, 11 Oct 2009 07:02:13 In Reply to: Credit card finance charge, yaofeng, Thu, 8 Oct 2009 11:00:04 Members do not see ads below this line. - Help Keep This Site Online - Signup |
i did that only once, as in over pay a great amount, i got a phone call from my credit card company explaining to me this was a credit card not a debit card, the credit card dose not work in the positives nor dose the bank want it to, its either dont use it or use credit.
i assured my company i would never over pay again and they informed me they could tack on a penalty for the amount over paid as per the card agreement, but i was only 2 or 3 hundred over, they immediately issued a check to me bringing the balance of the card back to 0 and stated they would issue penalties if i over paid on it in time to come.
so i went 9000 in debt with it and stayed around that area for a few years, until i did read how much the finance charge was its ridiculous, i dont even use it any more.
you might want to get ahold of your credit card issuer and tell them you made a mistake in the payment and had over paid by accident and see what they say. go to them before they call you.
posted by 63.65.45...
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