Re: Mortgage Advice - Saab General Bulletin Board - Saabnet.com
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What's more important a low monthly payment or pay off as fast as possible?
If you need to drop your monthly payment to as low as possible to stay afloat, then the 30 would be better but for sure cost more over the life of loan.
Each person and situation is different with FICO scores, equity in the house, taking cash out and so forth.
Do you have Cashcall on the East coast. My neighbor just refied a 15 year with them to a 10 year with almost no closing cost for I think 3.25%.
I think the rule of thumb is/was, if you save 1% or more, it will work to your benefit even with closing fees.
Anders
SWEDECAR
Posts in this Thread:
- Mortgage Advice, SS, Thu, 26 Jan 2012 10:01:03
- Whatever you do, work with more than one person, vvk, Fri, 27 Jan 2012 08:51:52
- Too little info, nwas, Fri, 27 Jan 2012 08:18:37
- I'm a mortgage loan originator, Tim, Thu, 26 Jan 2012 18:06:26
- just reread this..., James, Thu, 26 Jan 2012 12:16:05
- Re: Mortgage Advice, vvack0matic , Thu, 26 Jan 2012 11:42:12
- Re: Mortgage Advice, Acc, Thu, 26 Jan 2012 11:01:09
- How long do you plan to live there?, Bill Homer , Thu, 26 Jan 2012 10:56:12
- Re: Mortgage Advice, James, Thu, 26 Jan 2012 10:34:59
- Re: Mortgage Advice, Gene N , Thu, 26 Jan 2012 10:18:54
- Re: Mortgage Advice, SWEDECAR , Thu, 26 Jan 2012 10:17:33 <-- Viewing This Message
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