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Michigan No-Fault
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Posted by MI-Roger [Email] (#882) [Profile/Gallery] (more from MI-Roger) on Tue, 10 May 2016 17:45:20 Share Post by Email
In Reply to: In Michigan? All rules are different (maybe), Bill Homer [Profile/Gallery] , Tue, 10 May 2016 16:08:05
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Things are different in Michigan and Florida than nearly everywhere else.

Everyone pays their own cost of repairs. Law suits are banned except in limited situations, such as accidents involving death and other rare cases. Michigan does have a Mini-Tort provision whereby the driver judged to be more than 50% at fault pays the other driver's out of pocket costs - such as deductible. Maximum value of a Mini-Tort is $1K and this value is multiplied by the percent of fault to achieve maximum per case pay-out value.

So maybe his $500 deductible will be paid by the driver who hit him. These Mini-Tort amounts are traded/determined between the Insurance Companies and the drivers never have to file any court papers.

I found a sweet 2008 Blue 9-3SS locally with under 70K miles for ~$8K. The wife and I might need to help him swing a replacement vehicle. Good thing he is becoming a Dr., at least he is a good credit risk with his scholarship which is paying all of his education costs and his future expected earnings.

->Posting last edited on Tue, 10 May 2016 17:51:22.
_______________________________________
Saabs owned:
2008 9-5 Aero Sedan, sold at 227K miles
2006 9-3SC 2.0T - Wife's daily driver
2000 Viggen Convertible - Sold May, 2022
1964 Quantum IV Formula Car - Retirement project
2000 9-5lpt Sedan, sold at 318K miles
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