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Bring your checkbook (long)
Posted by nypb (more from nypb) on Mon, 28 Mar 2005 21:05:09
In Reply to: Help for 1st time home buyer......, Todd N, Mon, 28 Mar 2005 11:43:17
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Not because of high real estate prices on the East Coast; my wife and I flew into our would be home with the intention of just looking around. We saw a home we loved and moved on it. It was on the market for about 30 days and I knew it wouldn't last much longer so we offered, negotiated and had a signed contract by the time we were back in the airport on Friday. The only catch was neither of us thought to bring the checkbook. We had a check to the title company by the following Tuesday BUT my lovely wife (I do love her so) made the check out to the wrong agency! I probably would have done the same thing.
The moral to this story is to make sure to have a good real estate agent that you trust. We are dealing with a dear lady who even offered to cover us (to the tune of 7k) when we sent the wrong check!
Since we're buying a 3000 sf home we had an engineer look at it in addition to an inspection. The house is 12 yrs. old and it passed with a few problems, no deal breakers though. Money well spent IMO. Since we are first time home buyers as well I will have the inspector back either during the closing walk-through or afterwards to show us where everything is. I've been in an apartment for 20 yrs. so that will be useful. I've been told to buy the Home Improvement 1-2-3 book from Home Depot. I have a good deal to learn and feel I should catch up quickly.
I also didn't know about Title Insurance. Title Insurance assures homeowners and mortgage lenders that a property has a marketable (valid) title. It's a one time thing, not something you'll always need. We bought a home buying for dummies book that we use as a reference.
Good luck! Finding a mortgage rate was a roller coaster ride last week as well.
posted by 162.83.13...
Posts in this Thread:
- Help for 1st time home buyer......, Todd N, Mon, 28 Mar 2005 11:43:17
- Thanks everyone....., Todd N, Tue, 29 Mar 2005 07:11:07
- Bring your checkbook (long), nypb, Mon, 28 Mar 2005 21:05:09 <-- Viewing This Message
- Re: Help for 1st time home buyer......, cryptical, Mon, 28 Mar 2005 20:39:06
- Get a home inspection!, Saabpilot , Mon, 28 Mar 2005 17:41:31
- Speaking of 1st......, Rafe, Mon, 28 Mar 2005 14:54:34
- A few thoughts..., Noel, Mon, 28 Mar 2005 13:39:28
- Pre-approval set.....more ???'s, Todd N, Mon, 28 Mar 2005 13:29:49
- 80/20 loan, NickR, Mon, 28 Mar 2005 12:42:18
- $$$$$$, ChuckD , Mon, 28 Mar 2005 12:38:22
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