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as a renter....(long)
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Posted by baggsly [Email] (#2350) [Profile/Gallery] (more from baggsly) on Thu, 19 Oct 2006 14:52:33 Share Post by Email
In Reply to: OT: ? for you landlords here...., MikeinME, Thu, 19 Oct 2006 00:39:11
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I can see both sides of the issue.

Having declared bankruputcy myself due to an uninsured heart attack ($100K+), my credit is in a shambles. However, of all the bills I have and do pay, I have NEVER bailed on rent. I need a place to live, all other things become secondary to that, no matter how bad my finance are.

Most of the rental places here in town are managed by rental companies, and their attitude is the exact same as most of the replies so far. Pass on them because.... Well, what happens when those people cannot find a place, or find a place that is absolute crap and after struggling for x number of months, years, whatever, go postal? We as a society are becoming less and less concerned about others and our neighbours and more and more about ourselves. Look at Columbine (school bullies), Lancaster PA (railing against god), and the list goes on.

My credit cards were cancelled (even though I wasn't behind on any of them) as the credit companies figured I was a bad risk even though I'd been with them for nearly 9 years. So this couple is probably getting squeezed from all sides as far as discrimination. Bankruptcy is supposed to be a way to help you start over, not as a way to continue to be hurt by past problems.

You own a property (at 25), you will have income from it, and I'm assuming you have a job and a place to live of your own. You own 3 cars, the newest of which is only 6 years old. You are already far far ahead of this couple. Make sure you have copies of the keys to the place, put it in the lease that you can change the locks at any time if there are issues (near front of lease, bold, and seperate initial section). Tell them you will check their references, contact their employers to see how long they been there. If you feel good about them and they check out, why not rent to them?

Even people with good credit can screw you fiancially or abuse the rental system, so just because they are better on paper doesn't necessarily mean they are better tenants. You might be surprised, and this "problem" couple may turn out to be the best tenants you ever have. Who knows, they may be conscientious, considerate renters who fix stuff without ragging on you to do it. Stranger things have happened :-)

Just 2 cents from the other side of the fence.

mark :-)

posted by 161.213.72...
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