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, Tue, 2 Feb 2010 09:13:49
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Among attorneys, disability cases against insurers are a specialty. There are several insurers who provide disability policies who are considered notorious for not paying.
Contact an attorney immediately. You may be letting time periods slip by, either in the policy or in law.
Ultimately, disability cases turn on medical facts, i.e., records and opinion from treating sources, lots of them. The insurer may want to have a so called independent medical examination. Sometimes they observe what you do at home, and online, Facebook, personal web pages, etc. Perhaps Saabnet if your nick is known.
Keep in mind, that your own opinion about what constitutes disability severe enough in its limitations so as to prevent work may not be shared by the company, a judge or even your own physician. It is not the diagnosis so much as how the condition limits functioning.
The National Organization of Social Security Claims Representatives is a national association of attorneys who do disability for Social Security claims, providing advocates with training, materials, and they have a system or referral that requires proof of malpractice insurance and annual legal education, including ethics, contrary to the extreme cynics we see on the web. Of those members, only a fraction do claims against private insurers. It is your obligation to ask about their experience. Another poster indicated that personal injury attorneys, the plaintiffs negligence side of the bar, do this work. Partially true. A portion of them have experience against disability insurers. Again, it is your responsibility to make inquiry.
Your might want to Google the name of the insurers; maybe more interesting in Google Scholar, where you can bring up published court opinions.
http://www.nosscr.org/referral.html
posted by 74.65.7...
http://www.nosscr.org/referral.html
, Tue, 2 Feb 2010 09:13:49, Wed, 3 Feb 2010 08:24:45, Tue, 2 Feb 2010 13:58:09, Tue, 2 Feb 2010 11:26:13
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