[Main General Bulletin Board | BBFAQ | Prev by Date | Next by Date | Post Followup ] Member Login / Signup - Members see fewer ads. - Latest Member Gallery Photos semantics... Like This Post: - Subscribe to Daily Digest for this Bulletin Board Posted by Snowmobile [Email] (#686) [Profile/Gallery] (more from Snowmobile) on Wed, 28 Nov 2012 06:32:23 In Reply to: New Poll - Accidents, Scott Paterson [Profile/Gallery] , Tue, 27 Nov 2012 20:02:14 Alert me when someone posts in this thread: Members do not see ads below this line. - Help Keep This Site Online - Signup

There was a good line from drivers ed:

There's no such thing as "accidents", only "collisions"... although usually 1 driver is predominantly at fault, there is always something all drivers could have done to have avoided the collision... even if you are stopped and rear ended by someone not looking and talking on a cell phone.

We have this direct compensation system (aka "no fault") of insurance here where a % of fault is assigned (by the police I suppose) depending on the circumstances. Your insurance pays you (not the other guy's - there is no way to sue afaik), with a formula of the % not at fault coming from DC, and the % you are at fault coming from the collision chunk of your policy... your rates only rise based on the % of at fault... DC is mandatory collision is not... it probably saves court costs, but if a rusty old toyota rear ends a porche, the porche gets fixed out of DC, the toyota guy's rates go up, but the porche guy pays more annually in DC for driving a nice car... DC is the predominant factor in the cost difference to insure our 9-5 vs c900... kind of wrong imho (effectively a government induced multiple priced monopolist scheme for the insurers)... but them are the rules...

apologies for the rant...

• New Poll - Accidents, Scott Paterson , Tue, 27 Nov 2012 20:02:14
  • semantics..., Snowmobile , Wed, 28 Nov 2012 06:32:23 <-- Viewing This Message
    • Re: semantics..., TML , Wed, 28 Nov 2012 09:56:57
      • Re: semantics..., Snowmobile , Wed, 28 Nov 2012 11:25:34
        • Bullcookies! There are both collisions and accidents, Noel, Thu, 29 Nov 2012 06:49:13
          • Re: Bullcookies! There are both collisions and accidents, Snowmobile , Thu, 29 Nov 2012 11:31:07
            • I meant to add..., Snowmobile , Fri, 30 Nov 2012 11:08:13
    • agreed, Siegfried, Wed, 28 Nov 2012 08:29:38
      • toyotas do not rust?, Snowmobile , Wed, 28 Nov 2012 09:38:25
        • we've got lots of salt here, Siegfried, Wed, 28 Nov 2012 11:24:31
          • Russian tanks do not rust., JohnA , Wed, 28 Nov 2012 12:13:30
            • That tank looks brand new!, Steve T., Wed, 28 Nov 2012 19:26:44
            • Yeah! Ask me how I know.., Siegfried, Wed, 28 Nov 2012 16:20:04

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