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Re: that is high for ontario / direct compensation rant Posted by TML [Email] (#2212) [Profile/Gallery] (more from TML) on Thu, 8 Nov 2012 09:45:36 In Reply to: that is high for ontario / direct compensation rant, Snowmobile [Profile/Gallery] , Thu, 8 Nov 2012 09:22:02 Members do not see ads below this line. - Help Keep This Site Online - Signup |
'97 9k Aero and an '05 Honda Civic DX. Both drivers have 6 star ratings. I did shop around, and this was the lowest I could find. I was previously with Monnex, paying about the same (I think it was a little more, actually), but they refused me insurance the last time I renewed because I foolishly admitted that I had a stainless exhaust on the car. They will not insure any vehicle that has non-stock components; this includes if you had your car repainted and didn't use the factory brand of paint, if you have non-stock rims, or if you used a non-oem oil filter (these are actual examples cited to me by the Monnex agent as automatic rejection flags). So if you're getting a good rate from Monnex, I advise you not to tell them anything specific about your cars.
I had a really hard time getting letters of experience and driving records for me and my wife when we were making the insurance broker switch, without which we were going to be dropped to a 1 star rating, and tens of thousands of dollars in rates. It took me 6 months, and somewhere in the vicinity of 80 phone calls and e-mails between various companies and government agencies to finally get all the paperwork in order. I had the same problem getting healthcare coverage when I moved to Ontario; it took over 6 months, including 3 months waiting just for an appointment to stand in line at the service centre. This experience makes me dread shopping around for another insurance provider.
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