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Re: Insurance monitoring devices rant
Posted by A1-turbo (more from A1-turbo) on Wed, 19 Nov 2014 11:45:59
In Reply to: Insurance monitoring devices rant, ZAAB [Profile/Gallery]
, Wed, 19 Nov 2014 09:45:06
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This is another way/gimmick to attract or keep good drivers with the idea that because they are good drivers, they can potentially save money with a monitoring device. Knowing that their driving (speed, braking, etc.) is being monitored, participants will also likely drive even better which can potentially reduce claims an insurance company would have to pay out.
The best "performance ratings" are typically achieved when you:
*Average 30 miles/day or less
*Avoid speeds above 80 mph
*Avoid hard and extreme braking
*Avoid driving late at night
Data Allstate Drivewise devices specifically collect:
*Timestamp in GMT (Greenwich Mean Time) at trip start and trip end
*Timezone at trip start used to convert trips to local time
*VIN (Vehicle Identification Number)
*Odometer
*Indicator suggesting that hyper-miling took place
*Average speed while the vehicle is in motion (not including 0 mph)
*Seconds driven in speed bands (each band is 10 mph up to 120 mph)
*Miles driven in each time range (each time range is 1 hour totaling 24 ranges)
*Constant speed mile driven in speed bands (each band is 10 mph up to 120 mph)
*Varying speed miles driven in speed bands (each band is 10 mph up to 120 mph)
*Seconds driven during deceleration in 1 mph/s bands up to 10 mph/s
*Seconds driven during acceleration in 1 mph/s bands up to 10 mph/s
*Count of occurrences braking more than 10 seconds in 6 bands over 6 mph/s
*Count of occurrences accelerating more than 10 seconds in 6 bands over 6 mph/s
*Accelerometer orientation flag - indicating whether the device oriented with vehicle
*Miles driven with small speed variation in 13 individual 5 mph bands
*Miles driven with larger speed variation in 13 individual 5 mph bands
*Count of successive acceleration and deceleration
*Count of excessive speed changes
posted by 73.16.37...
Posts in this Thread:
- Insurance monitoring devices rant, ZAAB , Wed, 19 Nov 2014 09:45:06
- Up to 25% with one Co here in Canada... BUT, Trev, Wed, 19 Nov 2014 17:06:20
- Re: Insurance monitoring devices rant, JerseySaab , Wed, 19 Nov 2014 12:43:13
- Re: Insurance monitoring devices rant, A1-turbo, Wed, 19 Nov 2014 11:45:59 <-- Viewing This Message
- Re: Insurance monitoring devices rant, dtechakacheaptech, Wed, 19 Nov 2014 10:20:00
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