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Re: Insurance monitoring devices rant Posted by Snowmobile [Email]  (#686)  [Profile/Gallery]
(more from Snowmobile) on Thu, 20 Nov 2014 07:02:11
In Reply to: Re: Insurance monitoring devices rant, Justin VanAbrahams  [Profile/Gallery]
, Wed, 19 Nov 2014 11:18:02
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I actually found the LA driving I've done pretty easy going compared to a lot of places where people are much more aggressive. Frequent hard braking does indicate inadequate following distance. Gentle braking indicates a greater eye lead time. It is true though that in heavy aggressive traffic, one does end up doing more frequent brake stabs... but that is an increased risk we take when we drive in that sort of traffic (that traffic is more dangerous)... so whether it is our fault or not doesn't matter, it is an increased risk (cost) to the insurer.
It is also possible to greatly reduce the brake stabs by maintaining a cushion in front and behind - I've managed to do this even in very heavy aggressive situations (and I am a relatively dynamic driver). Guy gets on my bumper, I gently slow down, slow them down, then move into the space I created. They either learn and back off, or switch lanes (that said, we don't have guns in our cars in Canada). Either way, tailgater gone. If the cars are almost bumper to bumper, the speed isn't going to be that high anyway. The danger is quick changes from fast to slow, and one can normally see the jam ahead and more slowly adjust...
Definitely the insurance thing needs more refinement. Eg lots of people here will cruise along obliviously, straight through a fresh red light (lights here go from yellow to all reds for a moment before green to counter this). The insurance system wouldn't pick that up, but obviously that is really dangerous. It isn't going to pick up how often you check the rear view, how you look as you approach an intersection or even if you check your blind spots ever! I suppose one's collision record helps with those items, but imho, what you see has far more bearing on safety than how frequently you accelerate quicker than some threshold value.
, Wed, 19 Nov 2014 09:45:06, Thu, 20 Nov 2014 06:33:34
, Wed, 19 Nov 2014 12:43:13
, Wed, 19 Nov 2014 18:36:23, Wed, 19 Nov 2014 11:18:02, Thu, 20 Nov 2014 07:02:11 <-- Viewing This Message, Thu, 20 Nov 2014 05:34:03
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