Re: Discover Financial Services giving me a hard time. - Saab General Bulletin Board - Saabnet.com
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Re: Discover Financial Services giving me a hard time.
Posted by David Hanley [Email] (more from David Hanley) on Sun, 29 Jul 2001 02:32:10
In Reply to: Discover Financial Services giving me a hard time., Scott Paterson [Profile/Gallery]
, Sat, 28 Jul 2001 16:01:15
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Scott, i think your theory has more than a grain of truth to it.
I have paid all bills for many years--the worst thing was i missed 2 card payments in college, six years ago. Nonetheless, my credit rating is not that good. I recently discovered why--FAIR/ISSAC has been forced to reveal part of their credit rating formula--and carrying debt is PART of what gives you a GOOD score. SO, if you leave a couple thou on a card and make the minimal payments, your rating WILL go UP.
It is as if the rating relates more to how profitable you are to the CC companes, not how good of a risk you are on something like a home lone.
Eck..
I just read "our indebted society" and i am more determined than ever to pay cash for everything from now on.
dave
Posts in this Thread:
- Discover Financial Services giving me a hard time., Scott Paterson , Sat, 28 Jul 2001 16:01:15
- The US has the most Fç/*(")"==" CC system in have seen, Coolknight, Tue, 31 Jul 2001 09:37:57
- Re: Discover Financial Services giving me a hard time., JB, Mon, 30 Jul 2001 14:05:01
- Steps, Ari , Mon, 30 Jul 2001 09:18:57
- Show them CS matters and drop them!, mpy, Sun, 29 Jul 2001 22:44:24
- some misconceptions, hr, Sun, 29 Jul 2001 11:07:44
- Re: Discover Financial Services giving me a hard time., David Hanley, Sun, 29 Jul 2001 02:32:10 <-- Viewing This Message
- Re: Discover Financial Services giving me a hard time., NewSaab, Sun, 29 Jul 2001 00:37:27
- Re: Discover Financial Services giving me a hard time., Bullseye, Sat, 28 Jul 2001 22:07:23
- If it's a plot, its widespread, Nevin, Sat, 28 Jul 2001 22:01:37
- Keep in mind, they get about 2% from the vendor., James B. Moncrief, Sat, 28 Jul 2001 17:06:27
- Ever since I got a Discover Platinum card, bryan , Sat, 28 Jul 2001 16:29:18
- Re: Discover Financial Services giving me a hard time., Quinn S. Kurz, Sat, 28 Jul 2001 16:13:35
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