In Reply to: Discover Financial Services giving me a hard time., Scott Paterson [Profile/Gallery] , Sat, 28 Jul 2001 16:01:15

I have lived in the USA, I know the system.
- Lived in LA
- Worked in San Jose

1st of all, for any loans etc you need to have a
perfect CC record. Someone tell me how someone
that has lived abroad for many years can get such
a record in the US even if he has a perfect record.
Simple answer to this, there is no way. The only way
is to use a US Credit Card and to build a record.
And then pay 18% interest or more... come on... LOL

2nd, to get a US CC later in life you need to use
a secured account, on which you need to block a
substantial amount of money. That's OK with me
but the problem I have here is that I never give
any CC company the ability to draw cash directly
from any of my accounts. If they do a mistake and
they can't draw cash I am always in a better position.

So how did I do it while I was in the US, working there
etc... very simple... simply payed with checks (talk
about dark ages here, no one uses these in Europe anymore)
and when I used my CC I used a Euro account to pay the bills.
No problem at all with Swiss banks. They wire money
faster then the time it takes you to say "wire"...
And a CC is a CC LOL

I would like to add here that US bankers should look at
the Swiss to learn how simple day to day banking for regular
people is done. Cause this is a service which is way better
here then in the US.

I honestly feel sorry for most US consumers... you are being
serverd very poorly by your banks.

Regards,
Coolknight

• Discover Financial Services giving me a hard time., Scott Paterson , Sat, 28 Jul 2001 16:01:15
  • The US has the most Fç/*(")"==" CC system in have seen, Coolknight, Tue, 31 Jul 2001 09:37:57 <-- Viewing This Message
  • Re: Discover Financial Services giving me a hard time., JB, Mon, 30 Jul 2001 14:05:01
  • Steps, Ari , Mon, 30 Jul 2001 09:18:57
    • Where did you get that quote?, PJ Cats, Mon, 30 Jul 2001 14:40:56
      • Re: Where did you get that quote?, Ari , Mon, 30 Jul 2001 15:34:54
        • Allright,, PJ Cats, Tue, 31 Jul 2001 14:12:40
    • I agree w/ Ari - - see inside, Dave Kovacs, Mon, 30 Jul 2001 09:51:50
  • Show them CS matters and drop them!, mpy, Sun, 29 Jul 2001 22:44:24
  • some misconceptions, hr, Sun, 29 Jul 2001 11:07:44
  • Re: Discover Financial Services giving me a hard time., David Hanley, Sun, 29 Jul 2001 02:32:10
    • Use a Bank Credit/Debit Card, gatorcpa, Mon, 30 Jul 2001 13:54:44
  • Re: Discover Financial Services giving me a hard time., NewSaab, Sun, 29 Jul 2001 00:37:27
  • Re: Discover Financial Services giving me a hard time., Bullseye, Sat, 28 Jul 2001 22:07:23
  • If it's a plot, its widespread, Nevin, Sat, 28 Jul 2001 22:01:37
  • Keep in mind, they get about 2% from the vendor., James B. Moncrief, Sat, 28 Jul 2001 17:06:27
    • Re: Keep in mind, they get about 2% from the vendor., Scott Paterson , Sat, 28 Jul 2001 21:00:54
      • Still, 2.5% for a portion of a month is over 30% per year. n/m, James B. Moncrief, Sun, 29 Jul 2001 12:45:44
  • Ever since I got a Discover Platinum card, bryan , Sat, 28 Jul 2001 16:29:18
  • Re: Discover Financial Services giving me a hard time., Quinn S. Kurz, Sat, 28 Jul 2001 16:13:35

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