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I guess old habits die hard, huh?
You're absolutely right about failing DICs giving some warning. I've had a spare DIC in the trunk (okay, hatch, really) of my 9000 Aero, Viggen, and 9-5s since ~2008 when my 9000 didn't start one day in the garage. Nowadays, 9-5 DICs are very reasonably priced.
The serpentine belt and CPS (as well as a host of other parts) simply stay in the "Saab Parts" bin in the garage.
I do recall hearing of people who have changed serpentine belts on road trips because (a) theirs failed and (b) they had one in the trunk. I changed a friends' serpentine belt in a quiet parking lot just about a year ago... I had a spare, and theirs failed. (It's far easier in the garage.)
I do have the luxury of having three cars for our two-driver family. If something unexpected happens in one of our cars (the '06 9-5 is the newest), then that car simply waits until I fix it, which sometimes requires the parts be ordered and shipped. That doesn't happen much as I really try to be ahead of the maintenance game with all of them.
'06 9-5 Combi, AT, Polar/Black
'03 9-5 Aero Wagon, AT, Steel/Charcoal
'00 9-3 Viggen, 5D, Silver/Black
'93 9000 Aero, 5MT, Cirrus/Black (Owned this one twice)
'04 9-5 Aero Wagon, AT, Nocturne/Granite
'86 900 SPG, 5MT, Edwardian/Buffalo Grey
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