Long story short, I've been from negative equity to zero debt to lots of debts (but positive equity as I've stocked up on C900 SPG's and C900 turbo convertibles :) ). Balance is the key. Right now, I'm way skewed to one end and wish that I'm more balanced.

But I realized couple of things. First, I get something that is classic and timeless. One of the reasons why I drive older Saabs. Car is a big expense and don't want to be updating every couple of years. Also at the same time, I don't want to be driving a boring Toyota bought new and keep driving for the next 15 years either. Same thing with golf clubs. I stick to used Pings and Callaways and don't worry about the 'new' trends. Second, I always try to 'live' two years behind on the technology items. Whatever model is latest and greatest today, I note that in my mind and get it two years later. So I'm still enjoying life, but living frugally.

James from Michigan...


posted by 12.47.22...

• OT: Treating yourself vs. future indulgence, FrozenSaab, Fri, 20 Aug 2004 16:16:24
  • many thanks from Bob, FrozenSaab, Fri, 27 Aug 2004 17:25:55
  • Forget the TV and have a couple of kids!, Dave in Houston, Tue, 24 Aug 2004 05:00:18
    • Re: Forget the TV and have a couple of kids!, Mark Anderson, Tue, 24 Aug 2004 08:26:34
      • I think old Saabs are probably more predictable..., Dave in Houston, Tue, 24 Aug 2004 13:47:19
  • middle ground, Justin34, Mon, 23 Aug 2004 11:38:38
  • Bob doesn't have to be a NAME....., Martin, Mon, 23 Aug 2004 09:12:23
  • Spend on the stuff that's important... to you, Noel, Mon, 23 Aug 2004 09:00:53
  • I've been through one extreme to the other (long)..., jimtimkim, Mon, 23 Aug 2004 07:48:56 <-- Viewing This Message
  • balance, jp, Sat, 21 Aug 2004 18:41:56
  • Geez thanks for your concern but..., saw, Sat, 21 Aug 2004 16:09:30
  • Saab indulgence....., Mike Lynch , Sat, 21 Aug 2004 15:13:41
  • Re: OT: Treating yourself vs. future indulgence, Randy Thatcher , Sat, 21 Aug 2004 11:19:51
  • Bob should spend the $ on bamboo canes to whip himself>, ChipJ, Sat, 21 Aug 2004 06:27:28
  • I say he should go for it, NateinAA, Sat, 21 Aug 2004 05:57:49
  • It's pretty simple..Buy, just not on impulse, texsaab, Sat, 21 Aug 2004 03:32:28
  • Simple pleasures......., Mike Lynch , Fri, 20 Aug 2004 18:29:18
    • Confession from Bob, FrozenSaab, Fri, 20 Aug 2004 18:42:00
      • Well, y'know ..., RS , Sat, 21 Aug 2004 09:18:44
  • don't pass on the TV ... option B is bad, option A good, Trev, Fri, 20 Aug 2004 17:07:13
    • Avril...another facet of diamond Bob, FrozenSaab, Fri, 20 Aug 2004 17:34:52
      • Lifestyle choices..., Scott Paterson , Fri, 20 Aug 2004 19:43:02
      • is Diamond Bob like Diamond Dave?, Trev, Fri, 20 Aug 2004 18:00:35
  • your imaginary friend?...., baggsly , Fri, 20 Aug 2004 16:51:18
    • Bob lives down the street, FrozenSaab, Fri, 20 Aug 2004 16:58:24
      • hmm, throw him a bone and distract him..., baggsly , Fri, 20 Aug 2004 17:08:16

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