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Your strategy may backfire if you get into an accident, god forbid.
Insurance company may not check your information when underwriting, but they may (and probably will) do that when faced with a large claim. If your info is inaccurate in any way, they have grounds to deny.
That's true for any kind of insurance. Individual health insurance is notorious for this. They want you to fail to provide complete information so they can deny your claim if you get seriously ill. Nobody reads their plan document (typically close to 1000 pages long) so people don't know this.
posted by 67.165.1...
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