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I am having a VERY difficult time getting a credit card. I'm going to speak with my bank this weekend to see if I can't get something figured out. I don't have poor credit, just no credit at all. Every application I have submitted is denied because of "insufficient credit history". Well, duh. I guess you have to have credit in order to get credit. It's a vicious circle that I am having a hard time getting into.
I do, however, have a debit/check card that I have used for several years now. I realize that I probably won't be asked my age when checking into a hotel most of the time, but they often ask for your driver's license for identification purposes. I hate to run the risk of paying airfare to a certain location and then not be able to check in at the hotel...that's my main reason for asking.
Everything is just kind of up in the air at this point. I'm under 21 and unable to get a credit card for reasons unbeknownst to me...not a situation I enjoy being in. If the truth be known, I really don't have a tremendous need for a credit card, but I do need one in order to establish good credit history. Time will tell.
Hopefully this clears up a few things. It's all very frustrating, but maybe I can get a few good suggestions here. Thanks for the response. Drive safely, and KEEP ON SAABING!!!
-Clay McNeely
Present
1996 Saab 900 SE Turbo "Kathryn" - 112,829 miles
1990 Saab 900 Turbo "Katarina" - 261,632 miles
Past
1987 Saab 900S "Katie"
posted by 67.96.76...
Posts in this Thread:
- Lawyers' advice requested..., Clay McNeely , Tue, 24 Aug 2004 09:20:55
- Re: Lawyers' advice requested..., Sam (Merc Mechanic), Wed, 25 Aug 2004 09:38:22
- go west young man. go west.., chrisx, Tue, 24 Aug 2004 22:45:37
- Trade you..., Greg W, Tue, 24 Aug 2004 12:59:51
- Re: Lawyers' advice requested... (car rental), Dan , Tue, 24 Aug 2004 10:29:34
- Yes, young people are treated inferiorly, awg, Tue, 24 Aug 2004 10:19:19
- clay, regarding credit card..., baggsly , Tue, 24 Aug 2004 10:17:36
- parent/kids credit cards?, JimBlake , Tue, 24 Aug 2004 14:04:03
- Clay, if you work for a company that has company cards, Noel, Tue, 24 Aug 2004 11:50:13
- Thanks for the suggestions..., Clay McNeely , Tue, 24 Aug 2004 10:23:58
- Re: Lawyers' advice requested..., Dean, Tue, 24 Aug 2004 09:35:49
- Do you have a credit card? >, ChipJ, Tue, 24 Aug 2004 09:28:50
- Working on it..., Clay McNeely , Tue, 24 Aug 2004 09:42:23 <-- Viewing This Message
- on establishing credit history, Pierre, Wed, 25 Aug 2004 08:12:05
- student CC if you are planning on going to school, steveC, Tue, 24 Aug 2004 10:13:40
- Gasoline Credit card, Store's Card (i.e. Sears), etc., Bill Homer , Tue, 24 Aug 2004 09:48:51
- although many car companies will not rent unless +25 >, prodigal son, Tue, 24 Aug 2004 09:38:30
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